The Hanmi Bank was founded in 1982 to better serve the Korean- American community. Their philosophy is to meet their customers’ needs and growth with them as time progresses.
This bank has many services including Bank Rates that are available online. Among these service is their regular checking account that gives the account holder 1% cash back from their net transactions on their debt card. This account requires a minimum $100 to open a minimum balance of $500 to earn the cash back per statement cycle.
As far as their online banking services go they offer a wide selection that is also available at your local branch office. This includes the checking of your balances and transactional history. The online statements are also available for your convenience in a safe and secure manner.
The Hanmi bank offers CDs with terms from 7 days to 3 years with a minimum deposit of $1,000. The interest is accredited to each account on a monthly basis.
The highest earning checking account is the Mega Checking account that requires a minimum deposit of $10,000 which must be maintained to earn the interest on the balance. There is a limit of 100 transactions with this account pre billing cycle.
This is a full service financial institution that offers their customers not only deposit accounts but also auto loans, mortgages and credit cards. They also handle insurance, investments and retirement plans to help serve the needs of their growing customer base in Southern California.
For reasons of security and safety of your information only a limited amount will be collected. The employees at the Hanmi bank will also be limited to who can access this information and none of it will ever be sold to any third party.
This is what you can expect from Hanmi Bank of Southern California.
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